Property DC Valuation in Punjab (2025 Guide)

What is the DC Value of Property? (Explained)

The District Collector (DC) sets property values. DC fixes these based on several factors, including the property’s location (such as district and tehsil), type (urban or rural), and classification (land use).

DC Rate, also known as the District Collector Rate, is the minimum value of a property (raw land, off-road, on-road, or constructed, such as a flat or house) fixed by the government to determine taxes and stamp duties on properties in real estate.

The DC rate list is easily accessible in major cities, including Islamabad, Lahore, Multan, and Karachi.

Why does it matter?

The government introduced this policy to track property transactions. It helps calculate stamp duty, advance tax, and capital value tax (CVT).

The District Collector Rate (DC Rates) is an important parameter the government uses to determine the taxes and stamp duties applicable to a specific real estate property.

It is a benchmark for calculating a property’s minimum sale value, ensuring the government receives its due share of taxes and duties.

A question I get most often is:

Can we adjust the DC rate calculation of taxes, or does the government set them?

That is, the DC rate is the minimum amount of money you are to pay. In other words, you cannot reduce this amount as it is the minimum threshold.

On the other hand, you can pay the increased amount up to the fair market value. But not more than that.

See Also: Here are the ICONS HowTo guides like FRC Nadra Online Apply, hassle-free and fast.

How to Determine DC Value (Step-by-Step)

Here is the step-by-step online process to determine the DC Value of any property across Pakistan. Get accurate and up-to-date information in just a few clicks!

1

Step 1: Use the Official Calculator

Step 1 is to visit the official DC rate calculator. Here is the link to view the rates for raw land, plots, houses, and flats in the Punjab area.

2

Step 2: Enter Details

In step 2, you must fill out the required details, such as whether you own property in an urban or rural area.

With that, select the District, Tehsil, Town City, Revenue Circle, floor, property area, and land classification.

To show you what I mean:

Here is how you can determine the DC value of a residential plot in the Airport Green Garden housing project in Rawalpindi, Punjab. You need to fill out the form as you see in the image below:

airport green garden residencial dc value

3

Step 3: Get Your Value

Finally, press the “Find Value” button to obtain the DC value of an area. You will then get the value of your desired location or Mouza. The found value would be per Marla, whether residential or commercial.

For instance, to get a 5-Marla plot DC value, multiply the found value of 1-Marla by 5.

commercial property dc valuation

The following factors determine the property DC value:

  • Location
  • Tehsil
  • District
  • City or town
  • Revenue circle
  • Floor
  • Property type

Here is the best part. You can determine the DC rates of any scheme using the step-by-step process mentioned above, such as those for the Defence Housing Authority (DHA) in Rawalpindi, Bahria Town in Rawalpindi, Karachi, and other similar schemes.

See Also: For in-depth area guides on housing schemes and societies, refer to the ICONS Area Guides, which include information on obtaining FRC Nadra hassle-free and quickly.

Current DC Valuation of Properties in DHA Lahore

Are you looking to invest in a property in DHA Lahore? Here’s a helpful guide to get you started! The table below shows the current DC valuation rates for residential and commercial properties in different phases of DHA Lahore:

DHA PhasesResidential DC Rate (per Kanal)Commercial DC Rate (Per Marla)
Phase 1₨ 20,000,000₨ 4,000,000
Phase 2₨ 20,000,000₨ 4,000,000
Phase 3₨ 24,000,000₨ 3,800,000
Phase 4₨ 17,000,000₨ 4,600,000
Phase 5₨ 22,000,000₨ 3,700,000
Phase 6₨ 15,000,000₨ 3,100,000
Phase 7₨ 9,000,000₨ 2,300,000
Phase 8₨ 11,000,000₨ 2,000,000
Phase 9₨ 6,000,000₨ 835,000
Phase 10₨ 3,000,000₨ 640,000

Note: The rates are subject to change, and it’s always best to verify with the relevant authorities or a real estate expert for the most up-to-date information. The best way to verify the current DC rates is to follow the step-by-step process outlined below. 

How Punjab’s e-Stamp System Uses DC Rates

E-stamp is a provincial tax levy in all provinces, including the Punjab Govt.

Almost every province has established its e-stamp verification system. Here is the Punjab e-stamp online verification interface.

Latest FBR Property Valuation Rates

The table below has the DHA Rawalpindi Property Valuation residential and commercial rates:

AreaResidential DC Rate (Per Kanal)
(PKR)
Commercial DC Rate
(Per Marla) – PKR
Phase 11,500,0004,400,000
Phase 21,400,0005,000,000
Phase 2 (Extension)400,0001,300,000
Phase 3600,0001,300,000
Phase 4400,0001,300,000
Phase 5800,0001,300,000
DHA Valley250,000575,000

I get this question all the time.

What is the difference between DC Rates and FBR Rates?

The simple answer to this question is that provincial governments calculate tax liabilities using the DC rate, while the federal government uses FBR valuation rates for taxes under its jurisdiction.

The table below highlights the differences between FBR and DC rates. These rates are for different phases of DHA Lahore:

DHA PhasesResidential DC Rate (per Kanal)Residential FBR Rate (per Kanal)
Phase 1₨ 20,000,000₨ 27,000,000
Phase 2₨ 20,000,000₨ 27,000,000
Phase 3₨ 24,000,000₨ 27,000,000
Phase 4₨ 17,000,000₨ 30,000,000
Phase 5₨ 22,000,000₨ 30,000,000
Phase 6₨ 15,000,000₨ 32,000,000
Phase 7₨ 9,000,000₨ 35,000,000
Phase 8₨ 11,500,000₨ 28,000,000
Phase 9₨ 6,000,000₨ 23,000,000
Phase 10₨ 3,000,000₨ 27,000,000

Key Takeaways:

  • FBR rates are generally higher than DC rates
  • Phase 7 has the most significant disparity between FBR and DC rates
  • Phase 10 has the lowest FBR rate among all phases

You are to understand the difference between FBR and DC property valuation rates. It can help you make informed decisions when buying or selling properties. Stay ahead of the game with this valuable insight!

Real estate transactions depend on four types of taxes: The provincial government collects “stamp duty” and “capital value tax.”

The federal government collects “capital gain tax” and “withholding or advance tax”. 

Provincial governments calculate tax liabilities using the DC rate, and the federal government uses FBR valuation rates for taxes within its jurisdiction.

FBR Property Valuation of Major Cities in Pakistan

The Federal Board of Revenue (FBR) started property valuations in urban centres in 2018. Since then, they have raised the valuation three times: in 2018, 2019, and, most recently, in December 2021.

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Access FBR Property Rates in Major Pakistani Cities

You can explore and download the latest FBR rates for commercial and residential properties in key cities across Pakistan by clicking the links below:

Invest with Confidence in RDA-Approved Housing Projects: Discover premium housing schemes in Rawalpindi that the RDA has approved for security and peace of mind.

Wrap up

DC rates are required for property sales, purchases, and tax purposes. They help you determine the closing costs to proceed.

FAQ (DC Valuation)

How to Calculate DC Value:

To calculate the DC value, also known as the Deputy Collector’s (DC) rate, follow these steps:

  1. Identify the location: Determine the property’s location, including the Tehsil, district, city, town, and revenue circle.
  2. Consider property characteristics: Select the property type and floor number (if applicable).
  3. Refer to provincial government rates: Check the current DC rates set by the provincial government for rural immovable properties.
  4. Calculate the DC value: Multiply the property’s value by the applicable DC rate, currently 3% in most provinces.

Example: If a property is valued at PKR 1,000,000, and the DC rate is 3%, the DC value would be PKR 30,000 (1,000,000 x 0.03).

What is the DC rate?

The DC rate, also known as the District Collector rate, is used by provincial governments to calculate stamp duty and Capital Value Tax (CVT) on property transactions.

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